Latest media reports speculate that the Australian property market is expected to drop by up to 30% over the next 12 months due to fallout from the US sub-prime market. 
This indicates that even if the RBA drops the cash rate, the banks may keep their interest rates at the levels currently being experienced in order to [...]

As discussed previously, a budget is extremely important.
Learning to control your spending, so you can save for your goals, should be everyone’s number one priority.
Once you save then you can learn strategies to have those funds work for you to make you more money.
Money will only make you more money by saving some first.

Most investment strategies will include assets to generate cash flow together with assets that build and hold value.
Cash flow generation can be achieved through various means, including the share market, online and offline businesses and income from employment.
Assets, like property (whether residential or commercial), generally build and hold their value over time.  They will probably [...]

All Western countries are reporting a down turn in the property market – both the number changing hands and the value.
Sellers continue to have high expectations of the value of their property while buyers are concerned about paying too much or having too big a mortgage.
Property prices in Australia and New Zealand are suffering due [...]

Now that you know about budgeting (and hopefully have created yours) it’s time to set yourself some financial goals.
These can be anything you want them to be, but you should set timeframes in which to achieve each one.  Don’t be tempted to be unrealistic, that can lead to disappointment, but also don’t be afraid to [...]

If you were asked how much money you spent per month and on what, would you be able to answer the question with any certainty?
Not only should you prepare a budget you should keep a record of what you spend, on what and when (preferably to the last dollar).  This will show your true monthly [...]

The share and commodities markets have been fairly volatile lately.  However, there is still money to be made – though not necessarily every day.
We’ve personally experienced a period of 3-4 weeks where we were in very few (if any at times) commodities trades.  The key is to keep with your system (whatever that system is) [...]

We are informed by the media that the capital cities of Australia have experienced a decline in housing prices over the past month compared to the same time last year.  However, today we are also hearing that five of our capital cities rank highly as some of the most unaffordable cities in the world to [...]

Today the Reserve Bank of Australia (RBA) decided not to ‘do anything’ in respect of the cash rate which has a direct effect on the mortgage interest rates charged by our banks.
If the RBA had dropped the cash rate, it is debatable whether the banks would have reduced their interest rates.
The usual excuses would likely [...]

This site aims to give you quality information about the homestudy program we are promoting on behalf of Jamie McIntyre.
Jamie is a self-made Australian multi-millionaire who teaches ways to make money in Australia and New Zealand.  He understands the share and property markets as he is a successful investor himself.
We are following Jamie’s teachings and are [...]